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Home Loan Pre-qualification
LNK Invest Mortgage Home Buyers are advised to commence their home search process by requesting assistance with a Pre-qualification and an official Pre-qualification Certificate to ensure confidence and pleasurable hone search experience.
Why do I need This?
Home Loan Pre-Approval
Home Loan Pre-qualificfation: is a very critical process and first step by which home buyers can significantly improve their chances of getting a Home Loan Approval and avoid the anxiety and stress that is often associated with the Home Finance Application Process.
Pre-qualification Requirements?
The pre-qualification process is the means by which home buyers can significantly improve their chance of getting a home loan approval and avoiding all the anxiety and stress that is often associated with the home finance application process.
Copies of supporting documents: required from all applicants – if more than one parties are involved:
- Marriage Certificate: for married applicants (COP) or Antenuptial Contract (ANC)
- Proof of Income: 3 most recent Payslips.
- 3 months bank stamped – Bank Statements.
- ID Copy (must be clear & legible). Front and back sides for Smart ID Cards.
- Credit Checks Consent Form.
- Monthly Income & Expense Declaration Form
- Personal Assets & Liabilities Declaration for all loans above R2 000 000.
Alternate Submission Channels
E-mail: homeloan@lnkmortgage.co.za | WhatsApp: +27 (0) 82 893 5780
Copies of supporting documents: required from all applicants – if more than one parties are involved:
- Proof of Income: Letter from the Business Accountant or Auditors confirming business income (Monthly/Annual Turnover).
- 6 months bank stamped – Personal Bank Statements.
- Personal Assets & Liabilities Statement.
- ID Copy (must be clear & legible). Front and back sides for Smart ID Cards.
- Credit Checks Consent Form.
- 6 months bank stamped – Business Banking Statements.
- Latest 2 years Annual Financial Statements.
- Business Registration Documents (CIPC Registration Certificate – Pty Ltd, CC, Trust Deed).
- Where annual financial statements are older than 6 months to date. Current Management Accounts not older than 2 months signed by both the applicant/s and Accountant must be provided in addition to the annual financial statements
Alternate Submission Channels
E-mail: homeloan@lnkmortgage.co.za | WhatsApp: +27 (0) 82 893 5780
Home Loan Pre-qualification
The pre-qualification process is the means by which home buyers can significantly improve their chance of getting a home loan approval and avoiding all the anxiety and stress that is often associated with the home finance application process.
